Now that I’m nearing the end of my formal university medical training I am forced to once again reassess my future. When I first started medicine… damn that sounds like ages ago… I was carefree, debt-free, and promiscuous. I like to believe that I am now only two of those things. Now I have to think about paying back all that money I stole… erm ‘borrow.’ Banks are evil… they will cut you at the knees and make you marry a racist all in the name of coercing you into paying them back!
As much as I want to do my internship in a big city, I don’t think my finances allows me to do so. I do have to face reality and be a grown up for once. OK option A) I could get out of debt fast by going rural meaning I can probably pay my loans off in less than 5 years while casually working hard. Plus it’s hell cheap to live in a rural area. The government also subsidise some of your rent. I won’t be going out because I’ll be too afraid to mingle with the toothless locals.. so there’s lots of money saved right there. I won’t meet anybody so I’ll save money on a wedding, dates, and morning after pills. All pluses I guess. Or option B) Go to a big city, get laid, and then live happily ever after. Choices. Choices.
Seriously though, there’s lots of money to be made in rural healthcare. I’ve met locums who were making $200 an hour who were only PGY3. Consultants/Attendings make about $2500 a day depending on the medical speciality. Plus the hospital pays for your accommodations and travel expenses. Some doctors just do 2 weeks at a time, or do 6 months and take 6 months off. With that kind of salary coupled with smart investments you’re on the fast track to becoming a multi-millionaire. I have met doctors who are millionaires. It’s becoming more and more common these days. But are they happy? Yeah I’d say so.